Consumer credit

( Pic. 32.3 – «Lucky» Credit )

( Pic. 32.4 – «Lucky Light» Credit )

«Lucky» and «Lucky Light» credit products within consumer crediting from OAO «ALFA-BANK».

An offer from «Alfa-Bank»: consumer credit for equipment buy.

« Lucky » crediting offer

• Product code: ILH1.
• Crediting period: from 6 to 36 months.
• Minimum credit amount: 50 000 rubles.
• Maximum credit amount: 500 000 rubles.
• Percentage rate for credit use: annual 20%.
• Down payment: minimum 20% from the equipment cost (80% is paid by “Alfa-Bank”).
• Required documents: only passport of Russian Federation citizenship.

«Lucky Light » credit product

• Product code: ILH2.
• Crediting period: from 6 to 36 months
• Minimum credit amount: 50 000 rubles.
• Maximum credit amount: 500 000 rubles.
• Percentage rate for credit use: 17%.
• Download payment: minimum 20% from the equipment cost (80% is paid by “Alfa-Bank”).
• Required documents: passport of Russian Federation citizenship*.

* To issue a credit according to “Lucky Light” offer it’s required to present one more document additionally to required identity document (passport of Russian Federation citizenship): international passport (with notes about abroad departures during last year) or valid Voluntary Medical Insurance Policy/Card.

Application form.

To obtain a Credit there is an Application Form which is fulfilled according to oral information provided by the client, upon this information the Bank renders a decision about consumer credit issue. Approval of this Application Form is proceeded in the presence of the client, and the reply concerning the possibility to obtain a credit will not make waiting.
A moment of Application Form hand in by the client and a moment of Credit arrangement by the Bank are separated by “fragile” 5-20 minutes! A procedure of credit arrangement for equipment buy is made in the office of our Company – in the system of “ALFA-BANK” website. Our specialist can also register your claim by phone.